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credit union

Urw Community

Danville, VA · Est. 1970
A
Trust Grade
Excellent
Score: 95/100

Urw Community is a credit union based in Danville, Virginia, established in 1970, with $226 million in total assets serving 35,659 members. By Trust Grade it ranks 29th of 95 credit unions we track in Virginia. Its net worth ratio of 14.3% is stronger than 83% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Urw Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$225.8M
$100M–1B institution
Members
35,659
Shares & deposits
Net worth ratio
14.3%
Top 17% of $100M–1B peers · Virginia median 11.9%
Return on assets
0.7%
Bottom 49% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#29
of 95 credit unions

How Urw Community compares to Virginia peers

Net worth ratio
Top 17% of $100M–1B peers
Urw Community
14.3%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Urw Community
0.7%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Urw Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Urw Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Urw Community insured?

Yes. Urw Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Urw Community: frequently asked questions

Is Urw Community a good credit union?

Urw Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.67%).

Is Urw Community NCUA-insured?

Yes. Urw Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Urw Community?

Urw Community holds $226 million in total assets, ranking 29th of 95 credit unions we track in Virginia. It serves 35,659 members.

Does Urw Community have CFPB complaints?

No CFPB complaints against Urw Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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