Topside
Topside is a credit union based in Dahlgren, Virginia, established in 1961, with $491 million in total assets serving 41,798 members. By Trust Grade it ranks 71st of 95 credit unions we track in Virginia. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Topside appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Topside compares to Virginia peers
How we graded Topside
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Topside over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Topside insured?
Yes. Topside is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Topside: frequently asked questions
Is Topside a good credit union?
Topside earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.61%).
Is Topside NCUA-insured?
Yes. Topside is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Topside?
Topside holds $491 million in total assets, ranking 71st of 95 credit unions we track in Virginia. It serves 41,798 members.
Does Topside have CFPB complaints?
No CFPB complaints against Topside appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
