Ridgeline
Ridgeline is a credit union based in Salt Lake City, Utah, established in 1951, with $27 million in total assets serving 1,495 members. By Trust Grade it ranks 47th of 52 credit unions we track in Utah. Its net worth ratio of 9.5% trails most similarly sized credit unions (14th percentile), versus a Utah median of 12.1%. It posted a loss over the most recent period (-0.28% return on assets), a point to watch. No consumer complaints against Ridgeline appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ridgeline compares to Utah peers
How we graded Ridgeline
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Unprofitable over the period (ROA -0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ridgeline over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ridgeline insured?
Yes. Ridgeline is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ridgeline: frequently asked questions
Is Ridgeline a good credit union?
Ridgeline earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Unprofitable over the period (ROA -0.28%).
Is Ridgeline NCUA-insured?
Yes. Ridgeline is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ridgeline?
Ridgeline holds $27 million in total assets, ranking 47th of 52 credit unions we track in Utah. It serves 1,495 members.
Does Ridgeline have CFPB complaints?
No CFPB complaints against Ridgeline appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
