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credit union

Desertview

Huntington, UT · Est. 1960
A
Trust Grade
Excellent
Score: 98/100

Desertview is a credit union based in Huntington, Utah, established in 1960, with $49 million in total assets serving 3,472 members. By Trust Grade it ranks 5th of 52 credit unions we track in Utah. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Desertview appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.6M
<$100M institution
Members
3,472
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Utah median 12.1%
Return on assets
1.3%
Top 22% of <$100M peers · Utah median 0.87%
Rank in Utah
#5
of 52 credit unions

How Desertview compares to Utah peers

Net worth ratio
Bottom 43% of <$100M peers
Desertview
13.3%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Desertview
1.3%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Desertview

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Desertview over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Desertview insured?

Yes. Desertview is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Desertview: frequently asked questions

Is Desertview a good credit union?

Desertview earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.26%).

Is Desertview NCUA-insured?

Yes. Desertview is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Desertview?

Desertview holds $49 million in total assets, ranking 5th of 52 credit unions we track in Utah. It serves 3,472 members.

Does Desertview have CFPB complaints?

No CFPB complaints against Desertview appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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