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credit union

Federal Employees

Texarkana, TX · Est. 1932
A
Trust Grade
Excellent
Score: 92/100

Federal Employees is a credit union based in Texarkana, Texas, established in 1932, with $3 million in total assets serving 351 members. By Trust Grade it ranks 192nd of 379 credit unions we track in Texas. Its net worth ratio of 23.0% is stronger than 86% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Federal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9M
<$100M institution
Members
351
Shares & deposits
Net worth ratio
23.0%
Top 14% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 34% of <$100M peers · Texas median 0.58%
Rank in Texas
#192
of 379 credit unions

How Federal Employees compares to Texas peers

Net worth ratio
Top 14% of <$100M peers
Federal Employees
23.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Federal Employees
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Federal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (23.0% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Federal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Federal Employees insured?

Yes. Federal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Federal Employees: frequently asked questions

Is Federal Employees a good credit union?

Federal Employees earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (23.0% capital ratio); Profitable (ROA 0.28%).

Is Federal Employees NCUA-insured?

Yes. Federal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Federal Employees?

Federal Employees holds $3 million in total assets, ranking 192nd of 379 credit unions we track in Texas. It serves 351 members.

Does Federal Employees have CFPB complaints?

No CFPB complaints against Federal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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