Sweetwater Regional
Sweetwater Regional is a credit union based in Sweetwater, Texas, established in 1956, with $7 million in total assets serving 812 members. By Trust Grade it ranks 279th of 379 credit unions we track in Texas. Its net worth ratio of 19.9% is stronger than 78% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.53% return on assets), a point to watch. No consumer complaints against Sweetwater Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sweetwater Regional compares to Texas peers
How we graded Sweetwater Regional
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.9% capital ratio)
- Unprofitable over the period (ROA -0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sweetwater Regional over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sweetwater Regional insured?
Yes. Sweetwater Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sweetwater Regional: frequently asked questions
Is Sweetwater Regional a good credit union?
Sweetwater Regional earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (19.9% capital ratio); Unprofitable over the period (ROA -0.53%).
Is Sweetwater Regional NCUA-insured?
Yes. Sweetwater Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sweetwater Regional?
Sweetwater Regional holds $7 million in total assets, ranking 279th of 379 credit unions we track in Texas. It serves 812 members.
Does Sweetwater Regional have CFPB complaints?
No CFPB complaints against Sweetwater Regional appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
