Lifetime
Lifetime is a credit union based in Richardson, Texas, established in 1949, with $57 million in total assets serving 4,215 members. By Trust Grade it ranks 181st of 379 credit unions we track in Texas. Its net worth ratio of 18.3% is stronger than 72% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Lifetime appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lifetime compares to Texas peers
How we graded Lifetime
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.3% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lifetime over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lifetime insured?
Yes. Lifetime is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lifetime: frequently asked questions
Is Lifetime a good credit union?
Lifetime earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Profitable (ROA 0.21%).
Is Lifetime NCUA-insured?
Yes. Lifetime is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lifetime?
Lifetime holds $57 million in total assets, ranking 181st of 379 credit unions we track in Texas. It serves 4,215 members.
Does Lifetime have CFPB complaints?
No CFPB complaints against Lifetime appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
