credit union

Hale County Teachers

Q: Is Hale County Teachers a good credit union?

Hale County Teachers earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Unprofitable over the period (ROA -0.21%).

Q: Is Hale County Teachers NCUA-insured?

Yes. Hale County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Hale County Teachers?

Hale County Teachers holds $11 million in total assets, ranking 298th of 379 credit unions we track in Texas. It serves 1,408 members.

Q: Does Hale County Teachers have CFPB complaints?

No CFPB complaints against Hale County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

Plainview, TX · Est. 1962

Trust Grade

Strong

Score: 83/100

Hale County Teachers is a credit union based in Plainview, Texas, established in 1962, with $11 million in total assets serving 1,408 members. By Trust Grade it ranks 298th of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.21% return on assets), a point to watch. No consumer complaints against Hale County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$10.8M

<$100M institution

Members

1,408

Shares & deposits

—

Net worth ratio

10.6%

Bottom 22% of <$100M peers · Texas median 13.5%

Return on assets

-0.2%

Bottom 17% of <$100M peers · Texas median 0.58%

Rank in Texas

#298

of 379 credit unions

How Hale County Teachers compares to Texas peers

Net worth ratio

Bottom 22% of <$100M peers

Hale County

10.6%

Texas median

13.5%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 17% of <$100M peers

Hale County

-0.2%

Texas median

0.6%

Higher ROA = more profitable relative to asset base

How we graded Hale County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

83/100

Customer experience

n/a

Overall

B · 83

Well-capitalized (10.6% capital ratio)
Unprofitable over the period (ROA -0.21%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hale County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hale County Teachers insured?

Yes. Hale County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.