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credit union

Ila 28

Pasadena, TX · Est. 1970
A
Trust Grade
Excellent
Score: 92/100

Ila 28 is a credit union based in Pasadena, Texas, established in 1970, with $11 million in total assets serving 1,044 members. By Trust Grade it ranks 187th of 379 credit unions we track in Texas. Its net worth ratio of 21.0% is stronger than 81% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Ila 28 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.5M
<$100M institution
Members
1,044
Shares & deposits
Net worth ratio
21.0%
Top 19% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 29% of <$100M peers · Texas median 0.58%
Rank in Texas
#187
of 379 credit unions

How Ila 28 compares to Texas peers

Net worth ratio
Top 19% of <$100M peers
Ila 28
21.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Ila 28
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Ila 28

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (21.0% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ila 28 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ila 28 insured?

Yes. Ila 28 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ila 28: frequently asked questions

Is Ila 28 a good credit union?

Ila 28 earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (21.0% capital ratio); Profitable (ROA 0.19%).

Is Ila 28 NCUA-insured?

Yes. Ila 28 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ila 28?

Ila 28 holds $11 million in total assets, ranking 187th of 379 credit unions we track in Texas. It serves 1,044 members.

Does Ila 28 have CFPB complaints?

No CFPB complaints against Ila 28 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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