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credit union

Employees United

Paris, TX · Est. 1975
A
Trust Grade
Excellent
Score: 98/100

Employees United is a credit union based in Paris, Texas, established in 1975, with $12 million in total assets serving 1,151 members. By Trust Grade it ranks 50th of 379 credit unions we track in Texas. Its net worth ratio of 32.9% is stronger than 96% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Employees United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.2M
<$100M institution
Members
1,151
Shares & deposits
Net worth ratio
32.9%
Top 4% of <$100M peers · Texas median 13.5%
Return on assets
1.1%
Top 27% of <$100M peers · Texas median 0.58%
Rank in Texas
#50
of 379 credit unions

How Employees United compares to Texas peers

Net worth ratio
Top 4% of <$100M peers
Employees United
32.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Employees United
1.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Employees United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (32.9% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Employees United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Employees United insured?

Yes. Employees United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Employees United: frequently asked questions

Is Employees United a good credit union?

Employees United earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (32.9% capital ratio); Strongly profitable (ROA 1.10%).

Is Employees United NCUA-insured?

Yes. Employees United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Employees United?

Employees United holds $12 million in total assets, ranking 50th of 379 credit unions we track in Texas. It serves 1,151 members.

Does Employees United have CFPB complaints?

No CFPB complaints against Employees United appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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