Complex Community
Complex Community is a credit union based in Odessa, Texas, established in 1958, with $812 million in total assets serving 44,122 members. By Trust Grade it ranks 29th of 379 credit unions we track in Texas. Its net worth ratio of 13.5% is stronger than 77% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Complex Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Complex Community compares to Texas peers
How we graded Complex Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Complex Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Complex Community insured?
Yes. Complex Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Complex Community: frequently asked questions
Is Complex Community a good credit union?
Complex Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.32%).
Is Complex Community NCUA-insured?
Yes. Complex Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Complex Community?
Complex Community holds $812 million in total assets, ranking 29th of 379 credit unions we track in Texas. It serves 44,122 members.
Does Complex Community have CFPB complaints?
No CFPB complaints against Complex Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
