South Texas
South Texas is a credit union based in Mcallen, Texas, established in 1952, with $69 million in total assets serving 6,195 members. By Trust Grade it ranks 331st of 379 credit unions we track in Texas. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against South Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Texas compares to Texas peers
How we graded South Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Texas insured?
Yes. South Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Texas: frequently asked questions
Is South Texas a good credit union?
South Texas earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.10%).
Is South Texas NCUA-insured?
Yes. South Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Texas?
South Texas holds $69 million in total assets, ranking 331st of 379 credit unions we track in Texas. It serves 6,195 members.
Does South Texas have CFPB complaints?
No CFPB complaints against South Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
