Datcu
Datcu is a credit union based in Denton, Texas, established in 1936, with $1.8 billion in total assets serving 112,942 members. By Trust Grade it ranks 70th of 379 credit unions we track in Texas. Its net worth ratio of 17.0% is stronger than 96% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Datcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Datcu compares to Texas peers
How we graded Datcu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Datcu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Datcu insured?
Yes. Datcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Datcu: frequently asked questions
Is Datcu a good credit union?
Datcu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.47%).
Is Datcu NCUA-insured?
Yes. Datcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Datcu?
Datcu holds $1.8 billion in total assets, ranking 70th of 379 credit unions we track in Texas. It serves 112,942 members.
Does Datcu have CFPB complaints?
No CFPB complaints against Datcu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
