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credit union

Faith Cooperative

Dallas, TX · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

Faith Cooperative is a credit union based in Dallas, Texas, established in 1959, with $2 million in total assets serving 996 members. By Trust Grade it ranks 30th of 379 credit unions we track in Texas. Its net worth ratio of 26.1% is stronger than 91% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 3.97% return on assets. No consumer complaints against Faith Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3M
<$100M institution
Members
996
Shares & deposits
Net worth ratio
26.1%
Top 9% of <$100M peers · Texas median 13.5%
Return on assets
4.0%
Top 1% of <$100M peers · Texas median 0.58%
Rank in Texas
#30
of 379 credit unions

How Faith Cooperative compares to Texas peers

Net worth ratio
Top 9% of <$100M peers
Faith Cooperative
26.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Faith Cooperative
4.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Faith Cooperative

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (26.1% capital ratio)
  • Strongly profitable (ROA 3.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Faith Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Faith Cooperative insured?

Yes. Faith Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Faith Cooperative: frequently asked questions

Is Faith Cooperative a good credit union?

Faith Cooperative earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.1% capital ratio); Strongly profitable (ROA 3.97%).

Is Faith Cooperative NCUA-insured?

Yes. Faith Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Faith Cooperative?

Faith Cooperative holds $2 million in total assets, ranking 30th of 379 credit unions we track in Texas. It serves 996 members.

Does Faith Cooperative have CFPB complaints?

No CFPB complaints against Faith Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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