Community Resource
Community Resource is a credit union based in Baytown, Texas, established in 1935, with $934 million in total assets serving 58,588 members. By Trust Grade it ranks 177th of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Community Resource appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Resource compares to Texas peers
How we graded Community Resource
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Resource over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Resource insured?
Yes. Community Resource is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Resource: frequently asked questions
Is Community Resource a good credit union?
Community Resource earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.20%).
Is Community Resource NCUA-insured?
Yes. Community Resource is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Resource?
Community Resource holds $934 million in total assets, ranking 177th of 379 credit unions we track in Texas. It serves 58,588 members.
Does Community Resource have CFPB complaints?
No CFPB complaints against Community Resource appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
