Skip to main content
credit union

Cn/Ic Employees

Memphis, TN · Est. 1928
A
Trust Grade
Excellent
Score: 90/100

Cn/Ic Employees is a credit union based in Memphis, Tennessee, established in 1928, with $10 million in total assets serving 1,219 members. By Trust Grade it ranks 85th of 126 credit unions we track in Tennessee. Its net worth ratio of 14.0% trails most similarly sized credit unions (48th percentile), versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Cn/Ic Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.4M
<$100M institution
Members
1,219
Shares & deposits
Net worth ratio
14.0%
Bottom 48% of <$100M peers · Tennessee median 13.9%
Return on assets
-0.0%
Bottom 20% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#85
of 126 credit unions

How Cn/Ic Employees compares to Tennessee peers

Net worth ratio
Bottom 48% of <$100M peers
Cn/Ic Employees
14.0%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Cn/Ic Employees
-0.0%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cn/Ic Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (14.0% capital ratio)
  • Unprofitable over the period (ROA -0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cn/Ic Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cn/Ic Employees insured?

Yes. Cn/Ic Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cn/Ic Employees: frequently asked questions

Is Cn/Ic Employees a good credit union?

Cn/Ic Employees earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Unprofitable over the period (ROA -0.04%).

Is Cn/Ic Employees NCUA-insured?

Yes. Cn/Ic Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cn/Ic Employees?

Cn/Ic Employees holds $10 million in total assets, ranking 85th of 126 credit unions we track in Tennessee. It serves 1,219 members.

Does Cn/Ic Employees have CFPB complaints?

No CFPB complaints against Cn/Ic Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Bcbst Employees
credit union · Chattanooga, TN · $10M assets
Tennessee Department Of Safety
credit union · Nashville, TN · $12M assets
Knox Co. Employees
credit union · Knoxville, TN · $13M assets
Gallatin Steam Plant
credit union · Gallatin, TN · $8M assets
I B E W 175
credit union · Chattanooga, TN · $14M assets
Greeneville City Employees'
credit union · Greeneville, TN · $14M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →