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credit union

Foothills

Loudon, TN · Est. 1962
A
Trust Grade
Excellent
Score: 90/100

Foothills is a credit union based in Loudon, Tennessee, established in 1962, with $93 million in total assets serving 5,251 members. By Trust Grade it ranks 80th of 126 credit unions we track in Tennessee. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Foothills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.9M
<$100M institution
Members
5,251
Shares & deposits
Net worth ratio
9.9%
Bottom 17% of <$100M peers · Tennessee median 13.9%
Return on assets
0.9%
Top 36% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#80
of 126 credit unions

How Foothills compares to Tennessee peers

Net worth ratio
Bottom 17% of <$100M peers
Foothills
9.9%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Foothills
0.9%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Foothills

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Foothills over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Foothills insured?

Yes. Foothills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Foothills: frequently asked questions

Is Foothills a good credit union?

Foothills earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.89%).

Is Foothills NCUA-insured?

Yes. Foothills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Foothills?

Foothills holds $93 million in total assets, ranking 80th of 126 credit unions we track in Tennessee. It serves 5,251 members.

Does Foothills have CFPB complaints?

No CFPB complaints against Foothills appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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