Resource
Resource is a credit union based in Jackson, Tennessee, established in 1963, with $56 million in total assets serving 3,970 members. By Trust Grade it ranks 91st of 126 credit unions we track in Tennessee. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Resource appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Resource compares to Tennessee peers
How we graded Resource
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Resource over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Resource insured?
Yes. Resource is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Resource: frequently asked questions
Is Resource a good credit union?
Resource earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.55%).
Is Resource NCUA-insured?
Yes. Resource is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Resource?
Resource holds $56 million in total assets, ranking 91st of 126 credit unions we track in Tennessee. It serves 3,970 members.
Does Resource have CFPB complaints?
No CFPB complaints against Resource appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
