Clinchfield
Clinchfield is a credit union based in Erwin, Tennessee, established in 1947, with $139 million in total assets serving 6,530 members. By Trust Grade it ranks 41st of 126 credit unions we track in Tennessee. Its net worth ratio of 12.3% is stronger than 64% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Clinchfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Clinchfield compares to Tennessee peers
How we graded Clinchfield
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Clinchfield over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Clinchfield insured?
Yes. Clinchfield is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Clinchfield: frequently asked questions
Is Clinchfield a good credit union?
Clinchfield earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.90%).
Is Clinchfield NCUA-insured?
Yes. Clinchfield is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Clinchfield?
Clinchfield holds $139 million in total assets, ranking 41st of 126 credit unions we track in Tennessee. It serves 6,530 members.
Does Clinchfield have CFPB complaints?
No CFPB complaints against Clinchfield appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
