Chattanooga First
Chattanooga First is a credit union based in Chattanooga, Tennessee, established in 1961, with $26 million in total assets serving 1,492 members. By Trust Grade it ranks 62nd of 126 credit unions we track in Tennessee. Its net worth ratio of 22.0% is stronger than 83% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Chattanooga First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chattanooga First compares to Tennessee peers
How we graded Chattanooga First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.0% capital ratio)
- Profitable (ROA 0.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chattanooga First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chattanooga First insured?
Yes. Chattanooga First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chattanooga First: frequently asked questions
Is Chattanooga First a good credit union?
Chattanooga First earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (22.0% capital ratio); Profitable (ROA 0.39%).
Is Chattanooga First NCUA-insured?
Yes. Chattanooga First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chattanooga First?
Chattanooga First holds $26 million in total assets, ranking 62nd of 126 credit unions we track in Tennessee. It serves 1,492 members.
Does Chattanooga First have CFPB complaints?
No CFPB complaints against Chattanooga First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
