Kemba Delta
Kemba Delta is a credit union based in Bartlett, Tennessee, established in 1934, with $32 million in total assets serving 4,955 members. By Trust Grade it ranks 18th of 126 credit unions we track in Tennessee. Its net worth ratio of 28.5% is stronger than 93% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Kemba Delta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kemba Delta compares to Tennessee peers
How we graded Kemba Delta
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (28.5% capital ratio)
- Strongly profitable (ROA 1.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kemba Delta over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kemba Delta insured?
Yes. Kemba Delta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kemba Delta: frequently asked questions
Is Kemba Delta a good credit union?
Kemba Delta earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.5% capital ratio); Strongly profitable (ROA 1.64%).
Is Kemba Delta NCUA-insured?
Yes. Kemba Delta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kemba Delta?
Kemba Delta holds $32 million in total assets, ranking 18th of 126 credit unions we track in Tennessee. It serves 4,955 members.
Does Kemba Delta have CFPB complaints?
No CFPB complaints against Kemba Delta appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
