credit union

S. C. H. D. Dist #7

Orangeburg, SC · Est. 1967
A
Trust Grade
Excellent
Score: 94/100

S. C. H. D. Dist #7 is a credit union based in Orangeburg, South Carolina, established in 1967, with $5 million in total assets serving 534 members. By Trust Grade it ranks 26th of 46 credit unions we track in South Carolina. Its net worth ratio of 18.7% is stronger than 73% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against S. C. H. D. Dist #7 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.8M
<$100M institution
Members
534
Shares & deposits
—
Net worth ratio
18.7%
Top 27% of <$100M peers · South Carolina median 13.2%
Return on assets
0.5%
Bottom 45% of <$100M peers · South Carolina median 0.85%
Rank in South Carolina
#26
of 46 credit unions

How S. C. H. D. Dist #7 compares to South Carolina peers

Net worth ratio
Top 27% of <$100M peers
S. C.
18.7%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
S. C.
0.5%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded S. C. H. D. Dist #7

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (18.7% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for S. C. H. D. Dist #7 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at S. C. H. D. Dist #7 insured?

Yes. S. C. H. D. Dist #7 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

S. C. H. D. Dist #7: frequently asked questions

Is S. C. H. D. Dist #7 a good credit union?

S. C. H. D. Dist #7 earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Profitable (ROA 0.51%).

Is S. C. H. D. Dist #7 NCUA-insured?

Yes. S. C. H. D. Dist #7 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is S. C. H. D. Dist #7?

S. C. H. D. Dist #7 holds $5 million in total assets, ranking 26th of 46 credit unions we track in South Carolina. It serves 534 members.

Does S. C. H. D. Dist #7 have CFPB complaints?

No CFPB complaints against S. C. H. D. Dist #7 appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Brookland
credit union · West Columbia, SC · $5M assets
South Carolina Methodist Conf
credit union · Columbia, SC · $6M assets
Trinity Baptist Church
credit union · Florence, SC · $2M assets
Emerald Credit Association
credit union · Greenwood, SC · $11M assets
Self Memorial Hospital
credit union · Greenwood, SC · $14M assets
Anmed
credit union · Anderson, SC · $16M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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