Horizon
Horizon is a credit union based in Williamsport, Pennsylvania, established in 1955, with $152 million in total assets serving 14,900 members. By Trust Grade it ranks 259th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.8% trails most similarly sized credit unions (13th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.22% return on assets), a point to watch. No consumer complaints against Horizon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Horizon compares to Pennsylvania peers
How we graded Horizon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Unprofitable over the period (ROA -0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Horizon over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Horizon insured?
Yes. Horizon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Horizon: frequently asked questions
Is Horizon a good credit union?
Horizon earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -0.22%).
Is Horizon NCUA-insured?
Yes. Horizon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Horizon?
Horizon holds $152 million in total assets, ranking 259th of 271 credit unions we track in Pennsylvania. It serves 14,900 members.
Does Horizon have CFPB complaints?
No CFPB complaints against Horizon appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
