Skip to main content
credit union

Arize

State College, PA · Est. 1978
B
Trust Grade
Strong
Score: 81/100

Arize is a credit union based in State College, Pennsylvania, established in 1978, with $175 million in total assets serving 11,905 members. By Trust Grade it ranks 249th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.1% trails most similarly sized credit unions (5th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Arize appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$175.2M
$100M–1B institution
Members
11,905
Shares & deposits
Net worth ratio
8.1%
Bottom 5% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.6%
Bottom 43% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#249
of 271 credit unions

How Arize compares to Pennsylvania peers

Net worth ratio
Bottom 5% of $100M–1B peers
Arize
8.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Arize
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Arize

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arize over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arize insured?

Yes. Arize is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arize: frequently asked questions

Is Arize a good credit union?

Arize earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.59%).

Is Arize NCUA-insured?

Yes. Arize is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arize?

Arize holds $175 million in total assets, ranking 249th of 271 credit unions we track in Pennsylvania. It serves 11,905 members.

Does Arize have CFPB complaints?

No CFPB complaints against Arize appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Mountain Laurel
credit union · Saint Marys, PA · $173M assets
Ussco Johnstown
credit union · Johnstown, PA · $173M assets
Frick Financial
credit union · Uniontown, PA · $179M assets
Priority First
credit union · Du Bois, PA · $179M assets
Ufcw Community
credit union · Wyoming, PA · $180M assets
Omega
credit union · Wexford, PA · $182M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →