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University Of Pennsylvania Students

Philadelphia, PA · Est. 1987
A
Trust Grade
Excellent
Score: 98/100

University Of Pennsylvania Students is a credit union based in Philadelphia, Pennsylvania, established in 1987, with $5 million in total assets serving 666 members. By Trust Grade it ranks 68th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 16.9% is stronger than 66% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against University Of Pennsylvania Students appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.9M
<$100M institution
Members
666
Shares & deposits
Net worth ratio
16.9%
Top 34% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.2%
Top 23% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#68
of 271 credit unions

How University Of Pennsylvania Students compares to Pennsylvania peers

Net worth ratio
Top 34% of <$100M peers
University Of
16.9%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of <$100M peers
University Of
1.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded University Of Pennsylvania Students

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.9% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University Of Pennsylvania Students over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University Of Pennsylvania Students insured?

Yes. University Of Pennsylvania Students is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University Of Pennsylvania Students: frequently asked questions

Is University Of Pennsylvania Students a good credit union?

University Of Pennsylvania Students earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Strongly profitable (ROA 1.22%).

Is University Of Pennsylvania Students NCUA-insured?

Yes. University Of Pennsylvania Students is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University Of Pennsylvania Students?

University Of Pennsylvania Students holds $5 million in total assets, ranking 68th of 271 credit unions we track in Pennsylvania. It serves 666 members.

Does University Of Pennsylvania Students have CFPB complaints?

No CFPB complaints against University Of Pennsylvania Students appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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