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credit union

Apci

Lehigh Valley, PA · Est. 1954
B
Trust Grade
Strong
Score: 83/100

Apci is a credit union based in Lehigh Valley, Pennsylvania, established in 1954, with $689 million in total assets serving 17,438 members. By Trust Grade it ranks 238th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.8% trails most similarly sized credit unions (13th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Apci appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$689.3M
$100M–1B institution
Members
17,438
Shares & deposits
Net worth ratio
8.8%
Bottom 13% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.5%
Bottom 38% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#238
of 271 credit unions

How Apci compares to Pennsylvania peers

Net worth ratio
Bottom 13% of $100M–1B peers
Apci
8.8%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Apci
0.5%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Apci

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Apci over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Apci insured?

Yes. Apci is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Apci: frequently asked questions

Is Apci a good credit union?

Apci earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.51%).

Is Apci NCUA-insured?

Yes. Apci is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Apci?

Apci holds $689 million in total assets, ranking 238th of 271 credit unions we track in Pennsylvania. It serves 17,438 members.

Does Apci have CFPB complaints?

No CFPB complaints against Apci appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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