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credit union

Finanta

Lancaster, PA · Est. 2021
A
Trust Grade
Excellent
Score: 97/100

Finanta is a credit union based in Lancaster, Pennsylvania, established in 2021, with $43 million in total assets serving 1,802 members. By Trust Grade it ranks 89th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.5% is stronger than 52% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 10.04% return on assets. Consumers filed 1 complaints about FINANTA FEDERAL CREDIT UNION with the CFPB — 23.4 per $1B in assets.

Total assets
$42.7M
<$100M institution
Members
1,802
Shares & deposits
Net worth ratio
14.5%
Top 48% of <$100M peers · Pennsylvania median 13.2%
Return on assets
10.0%
Top 0% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#89
of 271 credit unions

How Finanta compares to Pennsylvania peers

Net worth ratio
Top 48% of <$100M peers
Finanta
14.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of <$100M peers
Finanta
10.0%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Finanta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
45.5/100
Overall
A · 97
  • Strongly capitalized (14.5% capital ratio)
  • Strongly profitable (ROA 10.04%)
  • 23.4 complaints per $1B in assets

Consumer complaints (CFPB)

1 complaints filed with the CFPB against FINANTA FEDERAL CREDIT UNION — 23.4 per $1B in assets.

Total complaints
1
Per $1B assets
23.4
Lower = better

Are deposits at Finanta insured?

Yes. Finanta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Finanta: frequently asked questions

Is Finanta a good credit union?

Finanta earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 45.5/100. Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 10.04%).

Is Finanta NCUA-insured?

Yes. Finanta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Finanta?

Finanta holds $43 million in total assets, ranking 89th of 271 credit unions we track in Pennsylvania. It serves 1,802 members.

How many complaints does Finanta have?

Consumers filed 1 complaints about FINANTA FEDERAL CREDIT UNION with the CFPB, or 23.4 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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