Skip to main content
credit union

Valley Pride

Kingston, PA · Est. 1979
A
Trust Grade
Excellent
Score: 98/100

Valley Pride is a credit union based in Kingston, Pennsylvania, established in 1979, with $6 million in total assets serving 580 members. By Trust Grade it ranks 65th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 17.5% is stronger than 68% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Valley Pride appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.3M
<$100M institution
Members
580
Shares & deposits
Net worth ratio
17.5%
Top 32% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.0%
Top 30% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#65
of 271 credit unions

How Valley Pride compares to Pennsylvania peers

Net worth ratio
Top 32% of <$100M peers
Valley Pride
17.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Valley Pride
1.0%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Valley Pride

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.5% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valley Pride over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Valley Pride insured?

Yes. Valley Pride is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valley Pride: frequently asked questions

Is Valley Pride a good credit union?

Valley Pride earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Strongly profitable (ROA 1.01%).

Is Valley Pride NCUA-insured?

Yes. Valley Pride is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Valley Pride?

Valley Pride holds $6 million in total assets, ranking 65th of 271 credit unions we track in Pennsylvania. It serves 580 members.

Does Valley Pride have CFPB complaints?

No CFPB complaints against Valley Pride appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Johnstown School Employees
credit union · Johnstown, PA · $6M assets
Montoursville Area
credit union · Montoursville, PA · $6M assets
U.A.L.U. 354
credit union · Youngwood, PA · $7M assets
Ukrainian Selfreliance Of West. Pa.
credit union · Carnegie, PA · $7M assets
Newell
credit union · Newell, PA · $6M assets
Northwood
credit union · Philadelphia, PA · $7M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →