Franklin Johnstown
Franklin Johnstown is a credit union based in Johnstown, Pennsylvania, established in 1950, with $38 million in total assets serving 3,958 members. By Trust Grade it ranks 176th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Franklin Johnstown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Franklin Johnstown compares to Pennsylvania peers
How we graded Franklin Johnstown
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Profitable (ROA 0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Franklin Johnstown over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Franklin Johnstown insured?
Yes. Franklin Johnstown is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Franklin Johnstown: frequently asked questions
Is Franklin Johnstown a good credit union?
Franklin Johnstown earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.12%).
Is Franklin Johnstown NCUA-insured?
Yes. Franklin Johnstown is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Franklin Johnstown?
Franklin Johnstown holds $38 million in total assets, ranking 176th of 271 credit unions we track in Pennsylvania. It serves 3,958 members.
Does Franklin Johnstown have CFPB complaints?
No CFPB complaints against Franklin Johnstown appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
