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credit union

Belco Community Credit Union

Harrisburg, PA · Est. 1939
A
Trust Grade
Excellent
Score: 91/100

Belco Community Credit Union is a credit union based in Harrisburg, Pennsylvania, established in 1939, with $984 million in total assets serving 68,378 members. By Trust Grade it ranks 182nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Belco Community Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$983.6M
$100M–1B institution
Members
68,378
Shares & deposits
Net worth ratio
10.4%
Bottom 36% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.9%
Top 37% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#182
of 271 credit unions

How Belco Community Credit Union compares to Pennsylvania peers

Net worth ratio
Bottom 36% of $100M–1B peers
Belco Community
10.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Belco Community
0.9%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Belco Community Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Belco Community Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Belco Community Credit Union insured?

Yes. Belco Community Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Belco Community Credit Union: frequently asked questions

Is Belco Community Credit Union a good credit union?

Belco Community Credit Union earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.89%).

Is Belco Community Credit Union NCUA-insured?

Yes. Belco Community Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Belco Community Credit Union?

Belco Community Credit Union holds $984 million in total assets, ranking 182nd of 271 credit unions we track in Pennsylvania. It serves 68,378 members.

Does Belco Community Credit Union have CFPB complaints?

No CFPB complaints against Belco Community Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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