Americo
Americo is a credit union based in Erie, Pennsylvania, established in 1959, with $91 million in total assets serving 7,375 members. By Trust Grade it ranks 49th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Americo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Americo compares to Pennsylvania peers
How we graded Americo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Americo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Americo insured?
Yes. Americo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Americo: frequently asked questions
Is Americo a good credit union?
Americo earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.15%).
Is Americo NCUA-insured?
Yes. Americo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Americo?
Americo holds $91 million in total assets, ranking 49th of 271 credit unions we track in Pennsylvania. It serves 7,375 members.
Does Americo have CFPB complaints?
No CFPB complaints against Americo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
