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credit union

Usx

Cranberry Twp, PA · Est. 1938
A
Trust Grade
Excellent
Score: 93/100

Usx is a credit union based in Cranberry Twp, Pennsylvania, established in 1938, with $260 million in total assets serving 19,136 members. By Trust Grade it ranks 142nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.3% is stronger than 64% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Usx appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$260.3M
$100M–1B institution
Members
19,136
Shares & deposits
Net worth ratio
12.3%
Top 36% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#142
of 271 credit unions

How Usx compares to Pennsylvania peers

Net worth ratio
Top 36% of $100M–1B peers
Usx
12.3%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Usx
0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Usx

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Usx over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Usx insured?

Yes. Usx is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Usx: frequently asked questions

Is Usx a good credit union?

Usx earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.36%).

Is Usx NCUA-insured?

Yes. Usx is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Usx?

Usx holds $260 million in total assets, ranking 142nd of 271 credit unions we track in Pennsylvania. It serves 19,136 members.

Does Usx have CFPB complaints?

No CFPB complaints against Usx appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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