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credit union

Bradford Area School Employees

Bradford, PA · Est. 1939
A
Trust Grade
Excellent
Score: 98/100

Bradford Area School Employees is a credit union based in Bradford, Pennsylvania, established in 1939, with $1 million in total assets serving 263 members. By Trust Grade it ranks 69th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 22.5% is stronger than 84% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Bradford Area School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1M
<$100M institution
Members
263
Shares & deposits
Net worth ratio
22.5%
Top 16% of <$100M peers · Pennsylvania median 13.2%
Return on assets
2.1%
Top 6% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#69
of 271 credit unions

How Bradford Area School Employees compares to Pennsylvania peers

Net worth ratio
Top 16% of <$100M peers
Bradford Area
22.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Bradford Area
2.1%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bradford Area School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.5% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bradford Area School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bradford Area School Employees insured?

Yes. Bradford Area School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bradford Area School Employees: frequently asked questions

Is Bradford Area School Employees a good credit union?

Bradford Area School Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Strongly profitable (ROA 2.06%).

Is Bradford Area School Employees NCUA-insured?

Yes. Bradford Area School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bradford Area School Employees?

Bradford Area School Employees holds $1 million in total assets, ranking 69th of 271 credit unions we track in Pennsylvania. It serves 263 members.

Does Bradford Area School Employees have CFPB complaints?

No CFPB complaints against Bradford Area School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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