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credit union

Sarco

Bethlehem, PA · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Sarco is a credit union based in Bethlehem, Pennsylvania, established in 1936, with $9 million in total assets serving 630 members. By Trust Grade it ranks 9th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 24.1% is stronger than 88% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Sarco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.2M
<$100M institution
Members
630
Shares & deposits
Net worth ratio
24.1%
Top 12% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.6%
Top 13% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#9
of 271 credit unions

How Sarco compares to Pennsylvania peers

Net worth ratio
Top 12% of <$100M peers
Sarco
24.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Sarco
1.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sarco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.1% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sarco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sarco insured?

Yes. Sarco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sarco: frequently asked questions

Is Sarco a good credit union?

Sarco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.1% capital ratio); Strongly profitable (ROA 1.61%).

Is Sarco NCUA-insured?

Yes. Sarco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sarco?

Sarco holds $9 million in total assets, ranking 9th of 271 credit unions we track in Pennsylvania. It serves 630 members.

Does Sarco have CFPB complaints?

No CFPB complaints against Sarco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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