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credit union

Heritage Grove

Salem, OR · Est. 1964
A
Trust Grade
Excellent
Score: 93/100

Heritage Grove is a credit union based in Salem, Oregon, established in 1964, with $166 million in total assets serving 8,393 members. By Trust Grade it ranks 25th of 47 credit unions we track in Oregon. Its net worth ratio of 11.7% is stronger than 57% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Heritage Grove appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$166.3M
$100M–1B institution
Members
8,393
Shares & deposits
Net worth ratio
11.7%
Top 43% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.5%
Bottom 39% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#25
of 47 credit unions

How Heritage Grove compares to Oregon peers

Net worth ratio
Top 43% of $100M–1B peers
Heritage Grove
11.7%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Heritage Grove
0.5%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Heritage Grove

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Heritage Grove over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Heritage Grove insured?

Yes. Heritage Grove is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Heritage Grove: frequently asked questions

Is Heritage Grove a good credit union?

Heritage Grove earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.53%).

Is Heritage Grove NCUA-insured?

Yes. Heritage Grove is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Heritage Grove?

Heritage Grove holds $166 million in total assets, ranking 25th of 47 credit unions we track in Oregon. It serves 8,393 members.

Does Heritage Grove have CFPB complaints?

No CFPB complaints against Heritage Grove appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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