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credit union

Pacific N W

Portland, OR · Est. 1942
B
Trust Grade
Strong
Score: 84/100

Pacific N W is a credit union based in Portland, Oregon, established in 1942, with $318 million in total assets serving 23,377 members. By Trust Grade it ranks 39th of 47 credit unions we track in Oregon. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Pacific N W appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$317.9M
$100M–1B institution
Members
23,377
Shares & deposits
Net worth ratio
9.6%
Bottom 24% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#39
of 47 credit unions

How Pacific N W compares to Oregon peers

Net worth ratio
Bottom 24% of $100M–1B peers
Pacific N
9.6%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Pacific N
0.4%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pacific N W

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pacific N W over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pacific N W insured?

Yes. Pacific N W is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pacific N W: frequently asked questions

Is Pacific N W a good credit union?

Pacific N W earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.37%).

Is Pacific N W NCUA-insured?

Yes. Pacific N W is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pacific N W?

Pacific N W holds $318 million in total assets, ranking 39th of 47 credit unions we track in Oregon. It serves 23,377 members.

Does Pacific N W have CFPB complaints?

No CFPB complaints against Pacific N W appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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