Embold
Embold is a credit union based in Oregon City, Oregon, established in 1957, with $596 million in total assets serving 36,496 members. By Trust Grade it ranks 40th of 47 credit unions we track in Oregon. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Embold appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Embold compares to Oregon peers
How we graded Embold
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Embold over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Embold insured?
Yes. Embold is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Embold: frequently asked questions
Is Embold a good credit union?
Embold earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.15%).
Is Embold NCUA-insured?
Yes. Embold is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Embold?
Embold holds $596 million in total assets, ranking 40th of 47 credit unions we track in Oregon. It serves 36,496 members.
Does Embold have CFPB complaints?
No CFPB complaints against Embold appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
