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credit union

Energy One

Tulsa, OK · Est. 1935
A
Trust Grade
Excellent
Score: 93/100

Energy One is a credit union based in Tulsa, Oklahoma, established in 1935, with $308 million in total assets serving 16,745 members. By Trust Grade it ranks 23rd of 53 credit unions we track in Oklahoma. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Energy One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$308.2M
$100M–1B institution
Members
16,745
Shares & deposits
Net worth ratio
11.3%
Top 50% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
0.7%
Top 46% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#23
of 53 credit unions

How Energy One compares to Oklahoma peers

Net worth ratio
Top 50% of $100M–1B peers
Energy One
11.3%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
Energy One
0.7%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Energy One

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Energy One over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Energy One insured?

Yes. Energy One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Energy One: frequently asked questions

Is Energy One a good credit union?

Energy One earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.72%).

Is Energy One NCUA-insured?

Yes. Energy One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Energy One?

Energy One holds $308 million in total assets, ranking 23rd of 53 credit unions we track in Oklahoma. It serves 16,745 members.

Does Energy One have CFPB complaints?

No CFPB complaints against Energy One appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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