Encentus
Encentus is a credit union based in Tulsa, Oklahoma, established in 1970, with $22 million in total assets serving 4,563 members. By Trust Grade it ranks 14th of 53 credit unions we track in Oklahoma. Its net worth ratio of 17.0% is stronger than 66% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Encentus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Encentus compares to Oklahoma peers
How we graded Encentus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Encentus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Encentus insured?
Yes. Encentus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Encentus: frequently asked questions
Is Encentus a good credit union?
Encentus earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Profitable (ROA 0.75%).
Is Encentus NCUA-insured?
Yes. Encentus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Encentus?
Encentus holds $22 million in total assets, ranking 14th of 53 credit unions we track in Oklahoma. It serves 4,563 members.
Does Encentus have CFPB complaints?
No CFPB complaints against Encentus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
