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credit union

Truity

Bartlesville, OK · Est. 1939
C
Trust Grade
Average
Score: 76/100

Truity is a credit union based in Bartlesville, Oklahoma, established in 1939, with $1.3 billion in total assets serving 75,525 members. By Trust Grade it ranks 45th of 53 credit unions we track in Oklahoma. Its net worth ratio of 8.8% trails most similarly sized credit unions (10th percentile), versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-0.26% return on assets), a point to watch. No consumer complaints against Truity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
75,525
Shares & deposits
Net worth ratio
8.8%
Bottom 10% of $1B–10B peers · Oklahoma median 12.5%
Return on assets
-0.3%
Bottom 1% of $1B–10B peers · Oklahoma median 0.55%
Rank in Oklahoma
#45
of 53 credit unions

How Truity compares to Oklahoma peers

Net worth ratio
Bottom 10% of $1B–10B peers
Truity
8.8%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $1B–10B peers
Truity
-0.3%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Truity

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (8.8% capital ratio)
  • Unprofitable over the period (ROA -0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Truity over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Truity insured?

Yes. Truity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Truity: frequently asked questions

Is Truity a good credit union?

Truity earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -0.26%).

Is Truity NCUA-insured?

Yes. Truity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Truity?

Truity holds $1.3 billion in total assets, ranking 45th of 53 credit unions we track in Oklahoma. It serves 75,525 members.

Does Truity have CFPB complaints?

No CFPB complaints against Truity appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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