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credit union

Toledo Metro

Toledo, OH · Est. 1954
B
Trust Grade
Strong
Score: 82/100

Toledo Metro is a credit union based in Toledo, Ohio, established in 1954, with $62 million in total assets serving 4,864 members. By Trust Grade it ranks 167th of 195 credit unions we track in Ohio. Its net worth ratio of 8.9% trails most similarly sized credit unions (10th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Toledo Metro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.4M
<$100M institution
Members
4,864
Shares & deposits
Net worth ratio
8.9%
Bottom 10% of <$100M peers · Ohio median 12%
Return on assets
0.4%
Bottom 41% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#167
of 195 credit unions

How Toledo Metro compares to Ohio peers

Net worth ratio
Bottom 10% of <$100M peers
Toledo Metro
8.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Toledo Metro
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Toledo Metro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Toledo Metro over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Toledo Metro insured?

Yes. Toledo Metro is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Toledo Metro: frequently asked questions

Is Toledo Metro a good credit union?

Toledo Metro earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.42%).

Is Toledo Metro NCUA-insured?

Yes. Toledo Metro is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Toledo Metro?

Toledo Metro holds $62 million in total assets, ranking 167th of 195 credit unions we track in Ohio. It serves 4,864 members.

Does Toledo Metro have CFPB complaints?

No CFPB complaints against Toledo Metro appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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