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credit union

Erie Community

Sandusky, OH · Est. 1958
B
Trust Grade
Strong
Score: 83/100

Erie Community is a credit union based in Sandusky, Ohio, established in 1958, with $40 million in total assets serving 3,449 members. By Trust Grade it ranks 159th of 195 credit unions we track in Ohio. Its net worth ratio of 8.0% trails most similarly sized credit unions (5th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Erie Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$40.3M
<$100M institution
Members
3,449
Shares & deposits
Net worth ratio
8.0%
Bottom 5% of <$100M peers · Ohio median 12%
Return on assets
1.0%
Top 30% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#159
of 195 credit unions

How Erie Community compares to Ohio peers

Net worth ratio
Bottom 5% of <$100M peers
Erie Community
8.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Erie Community
1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Erie Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Erie Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Erie Community insured?

Yes. Erie Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Erie Community: frequently asked questions

Is Erie Community a good credit union?

Erie Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.02%).

Is Erie Community NCUA-insured?

Yes. Erie Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Erie Community?

Erie Community holds $40 million in total assets, ranking 159th of 195 credit unions we track in Ohio. It serves 3,449 members.

Does Erie Community have CFPB complaints?

No CFPB complaints against Erie Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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