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credit union

Myusa

Middletown, OH
A
Trust Grade
Excellent
Score: 96/100

Myusa is a credit union based in Middletown, Ohio, with $356 million in total assets serving 18,337 members. By Trust Grade it ranks 63rd of 195 credit unions we track in Ohio. Its net worth ratio of 13.9% is stronger than 81% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Myusa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$355.9M
$100M–1B institution
Members
18,337
Shares & deposits
Net worth ratio
13.9%
Top 19% of $100M–1B peers · Ohio median 12%
Return on assets
0.7%
Top 48% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#63
of 195 credit unions

How Myusa compares to Ohio peers

Net worth ratio
Top 19% of $100M–1B peers
Myusa
13.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Myusa
0.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Myusa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.9% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Myusa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Myusa insured?

Yes. Myusa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Myusa: frequently asked questions

Is Myusa a good credit union?

Myusa earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.71%).

Is Myusa NCUA-insured?

Yes. Myusa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Myusa?

Myusa holds $356 million in total assets, ranking 63rd of 195 credit unions we track in Ohio. It serves 18,337 members.

Does Myusa have CFPB complaints?

No CFPB complaints against Myusa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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