Golden Circle
Golden Circle is a credit union based in Massillon, Ohio, established in 1940, with $107 million in total assets serving 6,783 members. By Trust Grade it ranks 183rd of 195 credit unions we track in Ohio. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a Ohio median of 12%. It posted a loss over the most recent period (-1.14% return on assets), a point to watch. No consumer complaints against Golden Circle appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Golden Circle compares to Ohio peers
How we graded Golden Circle
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Unprofitable over the period (ROA -1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Golden Circle over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Golden Circle insured?
Yes. Golden Circle is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Golden Circle: frequently asked questions
Is Golden Circle a good credit union?
Golden Circle earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -1.14%).
Is Golden Circle NCUA-insured?
Yes. Golden Circle is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Golden Circle?
Golden Circle holds $107 million in total assets, ranking 183rd of 195 credit unions we track in Ohio. It serves 6,783 members.
Does Golden Circle have CFPB complaints?
No CFPB complaints against Golden Circle appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
