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credit union

540 I.B.E.W.

Massillon, OH
A
Trust Grade
Excellent
Score: 98/100

540 I.B.E.W. is a credit union based in Massillon, Ohio, with $1 million in total assets serving 434 members. By Trust Grade it ranks 37th of 195 credit unions we track in Ohio. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against 540 I.B.E.W. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4M
<$100M institution
Members
434
Shares & deposits
Net worth ratio
12.2%
Bottom 34% of <$100M peers · Ohio median 12%
Return on assets
1.0%
Top 32% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#37
of 195 credit unions

How 540 I.B.E.W. compares to Ohio peers

Net worth ratio
Bottom 34% of <$100M peers
540 I.B.E.W.
12.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
540 I.B.E.W.
1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded 540 I.B.E.W.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 540 I.B.E.W. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at 540 I.B.E.W. insured?

Yes. 540 I.B.E.W. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

540 I.B.E.W.: frequently asked questions

Is 540 I.B.E.W. a good credit union?

540 I.B.E.W. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.97%).

Is 540 I.B.E.W. NCUA-insured?

Yes. 540 I.B.E.W. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is 540 I.B.E.W.?

540 I.B.E.W. holds $1 million in total assets, ranking 37th of 195 credit unions we track in Ohio. It serves 434 members.

Does 540 I.B.E.W. have CFPB complaints?

No CFPB complaints against 540 I.B.E.W. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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