Whitewater Community
Whitewater Community is a credit union based in Harrison, Ohio, established in 1954, with $12 million in total assets serving 1,611 members. By Trust Grade it ranks 132nd of 195 credit unions we track in Ohio. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Whitewater Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whitewater Community compares to Ohio peers
How we graded Whitewater Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whitewater Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Whitewater Community insured?
Yes. Whitewater Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whitewater Community: frequently asked questions
Is Whitewater Community a good credit union?
Whitewater Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.65%).
Is Whitewater Community NCUA-insured?
Yes. Whitewater Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Whitewater Community?
Whitewater Community holds $12 million in total assets, ranking 132nd of 195 credit unions we track in Ohio. It serves 1,611 members.
Does Whitewater Community have CFPB complaints?
No CFPB complaints against Whitewater Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
