Oc
Oc is a credit union based in Garfield Hts, Ohio, established in 1954, with $311 million in total assets serving 14,084 members. By Trust Grade it ranks 8th of 195 credit unions we track in Ohio. Its net worth ratio of 13.4% is stronger than 76% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Oc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oc compares to Ohio peers
How we graded Oc
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oc over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oc insured?
Yes. Oc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oc: frequently asked questions
Is Oc a good credit union?
Oc earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.97%).
Is Oc NCUA-insured?
Yes. Oc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oc?
Oc holds $311 million in total assets, ranking 8th of 195 credit unions we track in Ohio. It serves 14,084 members.
Does Oc have CFPB complaints?
No CFPB complaints against Oc appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
