Emerald Credit Union, Inc.
Emerald Credit Union, Inc. is a credit union based in Garfield Hts, Ohio, established in 1955, with $32 million in total assets serving 3,457 members. By Trust Grade it ranks 187th of 195 credit unions we track in Ohio. Its net worth ratio of 9.1% trails most similarly sized credit unions (10th percentile), versus a Ohio median of 12%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Emerald Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Emerald Credit Union, Inc. compares to Ohio peers
How we graded Emerald Credit Union, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Unprofitable over the period (ROA -0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Emerald Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Emerald Credit Union, Inc. insured?
Yes. Emerald Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Emerald Credit Union, Inc.: frequently asked questions
Is Emerald Credit Union, Inc. a good credit union?
Emerald Credit Union, Inc. earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Unprofitable over the period (ROA -0.55%).
Is Emerald Credit Union, Inc. NCUA-insured?
Yes. Emerald Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Emerald Credit Union, Inc.?
Emerald Credit Union, Inc. holds $32 million in total assets, ranking 187th of 195 credit unions we track in Ohio. It serves 3,457 members.
Does Emerald Credit Union, Inc. have CFPB complaints?
No CFPB complaints against Emerald Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
