Education First Credit Union, Inc.
Education First Credit Union, Inc. is a credit union based in Columbus, Ohio, established in 1936, with $149 million in total assets serving 12,087 members. By Trust Grade it ranks 127th of 195 credit unions we track in Ohio. Its net worth ratio of 9.6% trails most similarly sized credit unions (23th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Education First Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Education First Credit Union, Inc. compares to Ohio peers
How we graded Education First Credit Union, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Education First Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Education First Credit Union, Inc. insured?
Yes. Education First Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Education First Credit Union, Inc.: frequently asked questions
Is Education First Credit Union, Inc. a good credit union?
Education First Credit Union, Inc. earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.48%).
Is Education First Credit Union, Inc. NCUA-insured?
Yes. Education First Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Education First Credit Union, Inc.?
Education First Credit Union, Inc. holds $149 million in total assets, ranking 127th of 195 credit unions we track in Ohio. It serves 12,087 members.
Does Education First Credit Union, Inc. have CFPB complaints?
No CFPB complaints against Education First Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
