Impact Credit Union, Inc.
Impact Credit Union, Inc. is a credit union based in Clyde, Ohio, established in 1994, with $208 million in total assets serving 14,160 members. By Trust Grade it ranks 174th of 195 credit unions we track in Ohio. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Impact Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Impact Credit Union, Inc. compares to Ohio peers
How we graded Impact Credit Union, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Impact Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Impact Credit Union, Inc. insured?
Yes. Impact Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Impact Credit Union, Inc.: frequently asked questions
Is Impact Credit Union, Inc. a good credit union?
Impact Credit Union, Inc. earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.33%).
Is Impact Credit Union, Inc. NCUA-insured?
Yes. Impact Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Impact Credit Union, Inc.?
Impact Credit Union, Inc. holds $208 million in total assets, ranking 174th of 195 credit unions we track in Ohio. It serves 14,160 members.
Does Impact Credit Union, Inc. have CFPB complaints?
No CFPB complaints against Impact Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
